Dividend Reinvestment Calculator
Project a DRIP portfolio with growth and reinvested income.
Enter your values
ⓘ Live results
Results
- Portfolio value
- $304,327.54
- Total dividends reinvested
- $93,614.36
- Final annual dividend income
- $11,536.85
- Total contributed
- $85,000.00
Quick answer
Reinvested dividends buy more shares, which pay more dividends — the core of dividend compounding.
value = principal x (1 + price growth + yield)^years
How to use the Dividend Reinvestment Calculator
- 1Enter your starting amount and any yearly contributions.
- 2Set the dividend yield, price growth and dividend growth rates.
- 3Compare final income against your retirement spending need.
Worked example
Using the values the calculator loads with:
Inputs
- Starting investment25000 $
- Dividend yield3.5 %
- Price growth5 %/yr
- Dividend growth6 %/yr
- Years20
- Added yearly3000 $
Results
- Portfolio value$304,327.54
- Total dividends reinvested$93,614.36
- Final annual dividend income$11,536.85
- Total contributed$85,000.00
Frequently asked questions
Are dividends taxed in a DRIP?
In a taxable account yes, even when reinvested; tax-advantaged accounts defer it.
Is high yield better?
Not always — very high yields often signal risk. Total return matters more.
About this calculator
- Built and reviewed by James Whitfield · How we build and test calculators
- Report an error
Results are estimates for general information. For medical, legal, structural or financial decisions, confirm with a qualified professional.