Net Worth Calculator
Assets minus liabilities.
Enter your values
ⓘ Live results
Results
- Net worth
- $287,000.00
- Total assets
- $585,000.00
- Total liabilities
- $298,000.00
- Liquid net worth
- $147,000.00
- Debt to asset ratio
- 50.94%
Quick answer
Net worth equals everything you own minus everything you owe — the single clearest measure of financial progress.
Net worth = Assets − Liabilities
How to use the Net Worth Calculator
- 1List all assets at current market value.
- 2List all outstanding debts.
- 3Recalculate quarterly to track the trend.
Worked example
Using the values the calculator loads with:
Inputs
- Cash & savings25000 $
- Investments & retirement140000 $
- Property & vehicles420000 $
- Mortgage280000 $
- Other debts18000 $
Results
- Net worth$287,000.00
- Total assets$585,000.00
- Total liabilities$298,000.00
- Liquid net worth$147,000.00
- Debt to asset ratio50.94%
Frequently asked questions
Should I include my car?
Yes, at resale value — it is an asset even though it depreciates.
What is a good net worth?
Progress matters more than the level; a common rule is 1× salary saved by 30, 3× by 40.
About this calculator
- Built and reviewed by James Whitfield · How we build and test calculators
- Report an error
Results are estimates for general information. For medical, legal, structural or financial decisions, confirm with a qualified professional.