Paycheck Calculator
Estimate take-home pay after tax and deductions.
Enter your values
ⓘ Live results
Results
- Take-home per paycheck
- $1,894.58
- Annual take-home
- $49,259.00
- FICA (Social Security + Medicare)
- $5,355.00
- Income tax
- $11,186.00
- Into retirement
- $4,200.00
Quick answer
Take-home pay is gross pay minus federal and state income tax, FICA (7.65%) and pre-tax deductions such as 401(k) and health premiums.
How to use the Paycheck Calculator
- 1Enter gross annual pay and your pay frequency.
- 2Estimate federal and state tax rates.
- 3Add your 401(k) percentage to see net pay.
Worked example
Using the values the calculator loads with:
Inputs
- Gross annual pay70000 $
- Estimated federal tax rate12 %
- State tax rate5 %
- 401(k) contribution6 %
- Pay frequencyBiweekly
Results
- Take-home per paycheck$1,894.58
- Annual take-home$49,259.00
- FICA (Social Security + Medicare)$5,355.00
- Income tax$11,186.00
- Into retirement$4,200.00
Frequently asked questions
What is FICA?
Social Security (6.2%) and Medicare (1.45%), totalling 7.65% of gross wages, matched by your employer.
Why is my real check different?
Withholding depends on W-4 elections, credits, health premiums and local taxes, which vary by employer and state.
About this calculator
- Built and reviewed by James Whitfield · How we build and test calculators
- Report an error
Results are estimates for general information. For medical, legal, structural or financial decisions, confirm with a qualified professional.