Seller Net Proceeds Calculator
What you actually walk away with at closing.
Enter your values
ⓘ Live results
Results
- Net proceeds to you
- $161,235.00
- Total selling costs
- $35,765.00
- Costs as a share of price
- 7.69%
- Agent commission
- $23,250.00
- Mortgage payoff
- $268,000.00
- Gross gain over your basis
- $135,000.00
- Gain after selling costs
- $99,235.00
Quick answer
Net proceeds = sale price − commission − loan payoff − transfer taxes − seller closing costs − concessions.
Net = price − commission − payoff − costs
How to use the Seller Net Proceeds Calculator
- 1Enter the expected sale price and agent commission.
- 2Enter your mortgage payoff figure from the lender, not the statement balance.
- 3Add transfer taxes, closing costs and any concessions you expect to give.
Worked example
Using the values the calculator loads with:
Inputs
- Sale price465000 $
- Agent commission5 %
- Mortgage payoff268000 $
- Transfer tax and recording1.1 % of price
- Title, attorney and other closing costs2400 $
- Repairs and concessions5000 $
- What you paid plus improvements330000 $
Results
- Net proceeds to you$161,235.00
- Total selling costs$35,765.00
- Costs as a share of price7.69%
- Agent commission$23,250.00
- Mortgage payoff$268,000.00
- Gross gain over your basis$135,000.00
- Gain after selling costs$99,235.00
Frequently asked questions
Is my profit taxable?
In the US, single filers can exclude $250,000 of gain and married couples $500,000 on a primary residence owned and lived in for two of the last five years.
Why is payoff higher than my balance?
The payoff includes interest to the closing date plus any recording or statement fees, so it is usually a few hundred dollars above the last statement.
About this calculator
- Built and reviewed by James Whitfield · How we build and test calculators
- Report an error
Results are estimates for general information. For medical, legal, structural or financial decisions, confirm with a qualified professional.