Subscription Audit Calculator
What your recurring subscriptions really cost per year.
Enter your values
ⓘ Live results
Results
- Annual subscription spend
- $1,036.00
- Ten-year cost
- $10,360.00
- Saved per year by cancelling
- $300.00
- That saving invested 10 yrs
- $4,144.93
Quick answer
Annual subscription cost is monthly charges times twelve plus yearly charges — usually far higher than people expect.
annual = monthly x 12 + yearly charges
How to use the Subscription Audit Calculator
- 1Scan your last three bank statements for recurring charges.
- 2Enter monthly and annual totals separately.
- 3Cancel anything unused for 60 days and redirect the money.
Worked example
Using the values the calculator loads with:
Inputs
- Monthly subscriptions total68 $
- Annual subscriptions total220 $
- Monthly amount you could cancel25 $
- Investment return if saved7 %
Results
- Annual subscription spend$1,036.00
- Ten-year cost$10,360.00
- Saved per year by cancelling$300.00
- That saving invested 10 yrs$4,144.93
Frequently asked questions
Why does this feel so high?
Small monthly charges are individually invisible but add up to a large annual number.
Annual or monthly billing?
Annual usually saves 15-20% on services you are certain to keep.
About this calculator
- Built and reviewed by James Whitfield · How we build and test calculators
- Report an error
Results are estimates for general information. For medical, legal, structural or financial decisions, confirm with a qualified professional.