Vehicle Depreciation Schedule Calculator
Year-by-year value and cost of ownership.
Enter your values
ⓘ Live results
Results
- Value after 5 years
- $15,529.69
- Total depreciation
- $19,470.31
- Average per year
- $3,894.06
- Depreciation per mile
- $0.32
- Retained value
- 44.4%
| Year | Value | Lost that year |
|---|---|---|
| Year 1 | $29,750.00 | $5,250.00 |
| Year 2 | $25,287.50 | $4,462.50 |
| Year 3 | $21,494.37 | $3,793.13 |
| Year 4 | $18,270.22 | $3,224.16 |
| Year 5 | $15,529.69 | $2,740.53 |
Quick answer
Cars lose value on a declining-balance basis: value = price × (1 − rate)^years, with the steepest drop in the first year.
Value = price × (1 − rate)^years
How to use the Vehicle Depreciation Schedule Calculator
- 1Enter what you paid, on the road.
- 2Set an annual depreciation rate — 15–20% is typical, 10% for slow-depreciating models.
- 3Add annual mileage to see depreciation per mile.
Worked example
Using the values the calculator loads with:
Inputs
- Purchase price35000 $
- Annual depreciation15 %
- Years to project5 yr
- Annual mileage12000 mi
Results
- Value after 5 years$15,529.69
- Total depreciation$19,470.31
- Average per year$3,894.06
- Depreciation per mile$0.32
- Retained value44.4%
Frequently asked questions
How fast do new cars depreciate?
Most lose 20–25% in the first year and around 15% a year after that, so a typical car is worth 40–50% of its price after five years.
Which cars hold value best?
Trucks, hybrids and models with limited supply hold value best; luxury sedans and EVs with fast-moving technology tend to depreciate hardest.
About this calculator
- Built and reviewed by James Whitfield · How we build and test calculators
- Report an error
Results are estimates for general information. For medical, legal, structural or financial decisions, confirm with a qualified professional.