Future Value Calculator
What money today is worth later.
Enter your values
ⓘ Live results
Results
- Future value
- $123,578.16
- Total contributed
- $64,000.00
- Growth
- $59,578.16
- Growth share
- 48.21%
Quick answer
Future value compounds a present sum forward, adding the growth of any regular contributions along the way.
FV = PV(1+r)^n + PMT × ((1+r)^n − 1)/r
How to use the Future Value Calculator
- 1Enter the amount you have today.
- 2Add any monthly contributions.
- 3Set the expected return and time horizon.
Worked example
Using the values the calculator loads with:
Inputs
- Present value10000 $
- Monthly contribution300 $
- Annual return7 %
- Years15
Results
- Future value$123,578.16
- Total contributed$64,000.00
- Growth$59,578.16
- Growth share48.21%
Frequently asked questions
What return should I assume?
6–8% nominal for a diversified equity portfolio over long periods.
Does this account for inflation?
No — subtract about 3% from your rate for a real (inflation-adjusted) figure.
About this calculator
- Built and reviewed by James Whitfield · How we build and test calculators
- Report an error
Results are estimates for general information. For medical, legal, structural or financial decisions, confirm with a qualified professional.