Business Valuation Calculator
Value a business on earnings multiples.
Enter your values
ⓘ Live results
Results
- Estimated value
- $526,000.00
- Enterprise value
- $576,000.00
- Multiple applied
- 3.2×
- Net debt adjustment
- -$50,000.00
Quick answer
Small businesses are commonly valued at a multiple of adjusted earnings, plus cash minus debt.
Value = earnings × multiple + cash − debt
How to use the Business Valuation Calculator
- 1Enter adjusted earnings (add back owner perks).
- 2Choose a multiple from comparable sales.
- 3Adjust for cash and debt.
Worked example
Using the values the calculator loads with:
Inputs
- Adjusted annual earnings180000 $
- Multiple3.2
- Cash40000 $
- Debt90000 $
Results
- Estimated value$526,000.00
- Enterprise value$576,000.00
- Multiple applied3.2×
- Net debt adjustment-$50,000.00
Frequently asked questions
What multiple applies?
2–4× SDE for owner-operated small businesses; higher for recurring revenue.
Why adjust earnings?
Buyers value the profit a new owner would see, not owner-specific expenses.
About this calculator
- Built and reviewed by James Whitfield · How we build and test calculators
- Report an error
Results are estimates for general information. For medical, legal, structural or financial decisions, confirm with a qualified professional.